Terms & Conditions

Introduction and Agreement

These Terms and Conditions govern your use of the Loravenquisti website and services. By accessing our website or using our services, you agree to be bound by these terms and conditions.

Please read these terms carefully before using our services. If you do not agree to these terms, you should not use our website or services.

Definitions

For the purpose of these Terms and Conditions:

• • "Company" or "We": Refers to Loravenquisti, a financial planning service provider registered in the United Kingdom
• • "Services": Refers to financial planning consultations, analytical reviews, and related guidance provided through our subscription model
• • "Client" or "You": Refers to any individual who accesses our website or uses our services
• • "Website": Refers to Loravenquisti and all associated pages and content

Use of Our Services

When using our services, you agree to the following terms:

Permitted Uses

• • Using our services for legitimate financial planning purposes
• • Providing accurate and complete information during consultations
• • Respecting the intellectual property rights of our content and materials

Prohibited Uses

• • Using our services for any illegal or unauthorised purpose
• • Attempting to interfere with the proper functioning of our website or services
• • Reproducing, distributing, or creating derivative works from our proprietary content
• • Impersonating Loravenquisti staff or misrepresenting your relationship with our company

Client Responsibilities

As a client of our services, you are responsible for:

• • Providing accurate, complete, and up-to-date personal and financial information
• • Maintaining the confidentiality of any login credentials or account access information
• • Making your own informed decisions based on our guidance and your circumstances
• • Seeking additional professional advice when appropriate for your specific situation
• • Complying with all applicable laws and regulations in your jurisdiction

Intellectual Property Rights

All content on this website, including text, graphics, logos, and software, is owned by Loravenquisti or its licensors and is protected by intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from our content without explicit written permission.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms part of these Terms and Conditions. Privacy Policy

Disclaimers and Warranties

Our services are provided for informational and consultative purposes. We make no guarantees about specific financial outcomes or results from following our guidance.

Our services are provided "as is" without warranties of any kind, either express or implied

Limitation of Liability

To the maximum extent permitted by law, Loravenquisti shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

Our total liability to you for all claims shall not exceed the amount you have paid for our services in the 12 months preceding the claim

Indemnification

You agree to indemnify and hold harmless Loravenquisti from any claims, damages, or expenses arising from your breach of these terms or your use of our services.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently:

Service Termination

Either party may terminate the service relationship with appropriate notice. We reserve the right to suspend or terminate services for violation of these terms.

Upon termination, your right to use our services ceases immediately, though certain provisions of these terms shall survive

Governing Law

These Terms and Conditions are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the English courts.

Severability

If any provision of these terms is found invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and Loravenquisti.

Changes to Terms

We may modify these terms from time to time. Changes will be effective upon posting to our website. Continued use of our services constitutes acceptance of modified terms.

Contact Information

For questions about these Terms and Conditions, please contact us using the information provided on our website.